We Make Insurance Easy for You
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|We know that finding the right insurance can be time consuming and frustrating. With so many options, both online and down the street, it’s hard to know where to begin. Then there are the questions: Is this the best coverage? Am I leaving myself vulnerable?
By the time you get to the eye-straining fine print on any given policy, you may be ready to wave the white flag.
That’s where HTK comes in. You see, insurance is our first language—and our passion. We understand all of its complexities, and we know what types of coverage will fit your needs, lifestyle, and budget.
Best of all, we do all the legwork for you and go the extra mile to keep your insurance cost low. In fact, you’ll find our rates to be competitive with those you find online.
When you work with us, we will:
Perform a complete analysis of your insurance needs
Design a customized protection program
Select the company or companies best suited to your situation
Prepare a competitively priced proposal for your review
Act quickly to secure a fair, prompt settle of your claims, should a loss occur
Periodically review the adequacy of your insurance program
Actively look for ways to save you money
Address all your questions and concerns along the way
Since no two businesses are alike, we tailor your coverage to meet your company’s specific needs. Our commercial clients come from all professions and include contractors, consultants, retailers, wholesalers, restaurants, landlords, condominium associations, and manufacturers. Among the coverage options we offer are: property, liability, auto, workers’ compensation, umbrella liability, and specialty needs, such as employment practice liability, directors’ and officers’ liability, and professional liability.
Protect your most important assets: your family, your home, your cars, and all your valuables. We customize the perfect plan for your situation, lifestyle, and budget, giving you the best coverage on everything from your primary residence and vacation property to your boats, recreational vehicles, and rental properties.
Life and Health Insurance
Now that you’ve covered the material things in life, it’s time to protect what you treasure most: your health and that of your family. We’ve got the know-how and the resources to design a plan that meets your needs. Our products include individual and group life and health insurance, long-term care, and disability income that will protect all your assets.
Ready to take the mystery out of buying insurance? Let the experts at HTK guide you. Call today for a no-cost, no-obligation consultation at 732.747.6400, or click here to send a message now.